$500k to $13m per borrower
6 month to 2 years
Commencing from 10.85%
Residential, Commercial, Industrial, Retail, Development Sites
For tailored lending solutions, please contact us for further details and discuss your scenario. Our portfolio encompasses diverse loans for various reasons:
• Properties or borrowers outside conventional bank guidelines.
• Consideration beyond personal/business credit history.
• Overcoming restrictive bank policies like cash-out or ATO debt.
• Timely solutions tailored to unique circumstances.
People can find themselves in situations where they have a shortfall, and we can provide a solution to this problem. We provide agile and adaptive solutions, supporting borrowers through transitions and facilitating refinancing strategies to ensure their financial stability.
Our client was assured by a Manager at a Major Bank that had been banking with for 20 years, encountered an unexpected loan decline 10 days away from the settlement date.
Our team swiftly assessed the situation, successfully approving the loan through GFS, and efficiently securing certification for settlement just two days before the scheduled date.
After completing a development project comprising six properties intended for long-term ownership, a developer sought funds for equity in their upcoming venture. We leveraged the existing properties as supporting security, enabling the developer to secure financing for their next project.
With our assistance, the developer is now in the final stages of obtaining Development Approval (DA) and plans to approach a construction funder upon securing pre sales.
When a borrower’s debt facility, tied to an existing lease, faced uncertainty due to the lease not being renewed, the bank required immediate refinancing. We valued the property ‘as is,’ considering its potential for attracting a new tenant and projecting a likely income return.
The borrower secured financing with us, funding the interest for the initial six months. Subsequently, a tenant was successfully located. As the loan nears its 12-month expiry, plans are in motion to refinance the loan from the bank to an institution.
Guardian Financial Services Pty Limited ABN 70 083 735 013
GFS Mortgage Management Pty Limited ABN 53 642 773 975 AFSL 540060
A : Suite 1.09, 20a Danks Street, Waterloo NSW 2017
M: 0414 790 222
E : info@guardianfinancial.com.au
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